

In 1868, as the nation rebuilt after the Civil War, 160 farmers and entrepreneurs in Millersburg, Pennsylvania, came together to create a financial institution that would bring stability and opportunity to their community, laying the groundwork for what would become a lasting legacy.
They founded the Millersburg Trust Company, a modest institution designed to serve local families, farmers, and small businesses. Today, that seed has grown into Mid Penn Bank, one of Pennsylvania’s oldest continuously operating banks, with a legacy as rich as the soil it was built on.
“As we’ve grown, we’ve remained committed to the core principles that defined our founding: personalized service, local decision-making, and a deep connection to the communities we serve,” Mid Penn Bank President and CEO Rory G. Ritrievi said.
With 59 locations across Pennsylvania and central and southern New Jersey, Mid Penn Bank has evolved into a full-service financial institution that still wears its community-first ethos proudly. Its employees aren’t just bankers, they are board members, volunteers, and neighbors. The bank’s culture encourages civic engagement, with staff actively investing time and energy into the places they call home.
“Today, we continue to evolve to meet customer needs while remaining grounded in our Pennsylvania roots and committed to strengthening the communities we’ve served for more than 150 years,” Ritrievi said.
Mid Penn Bank’s impact on the Commonwealth’s economy is substantial. From small startups to large enterprises, the bank supports businesses across industries with a relationship-first approach. But its influence goes far beyond balance sheets.
Through contributions to the Pennsylvania Neighborhood Assistance Program (NAP) and the Educational Improvement Tax Credit Program (EITC), Mid Penn helps fund initiatives that uplift underserved communities. Its support of Habitat for Humanity, Village of Hope, and other housing programs reflects a long-standing commitment to helping families build stable futures.
There are five other programs Mid Penn Bank proudly plays a role in:
Mid Penn Bank also offers a Career Mentor Program that connects employees with experienced, internal mentors to support their professional development. The program is open to all employees, across every department and role, and focuses on building individual growth plans through regular one-on-one meetings, goal setting, and skill-building conversations. It also includes hands-on learning opportunities, such as lunch-and-learn sessions, that encourage employees to strengthen both personal and professional connections.
“Looking ahead, Mid Penn is focused on expanding and strengthening the programs that build our future workforce,” Ritrievi said. “We plan to grow both our internship and Professional Development Associate programs by increasing participation and adding new departments for placement. These efforts will give students and early-career professionals the opportunity to explore a wider range of career paths within the bank, while also supporting our internal teams with fresh perspectives and new ideas.”
As part of its broader growth strategy, Mid Penn Bank has expanded its presence in the greater Philadelphia metro area through the acquisition of William Penn Bank and the opening of new financial centers in Camden, N.J., and Wayne, Pa., for a total of 59 financial centers across Pennsylvania and central and southern New Jersey.
“Building on that momentum, our strategy for the year ahead remains rooted in staying proactive, diligent, and agile – responding to market changes with a relationship-first approach and making decisions that prioritize long-term value for our employees, customers, and communities,” Ritrievi said.
Nearly 157 years after its founding, Mid Penn Bank continues to evolve with purpose, guided by the principles that have sustained its success while finding new ways to better serve its growing community.
